Carolyn Pollack Sterling Silver Earthtone Multi-Gemstone 36 Necklace for $54.98

This is a true wear-it-with-everything necklace! Round and rectangular carnelian, citrine and amethyst beads with green turquoise rondels and sterling silver beads combine for a look that is refined yet alluring. The quiet coloring of this piece means it can be worn as an accent for all the neutrals in your closet yet also meshes well with more colorful outfits.